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Often called a package policy, this should be
your starting point. This policy will provide your
general liability insurance. If you choose, it could also provide liquor
liability and automobile
liability and/or lessors risk. It will also provide just about any kind of
property insurance you may
need: for your building; coverage of theatrical properties such as lights,
sets, costumes; box office
theft, systems breakdown, loss of income, personal property, employee
dishonesty, etc. |
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This inexpensive insurance covers medical expenses for accidental injury
to volunteers and staff (if selected). Your commercial liability insurance
does not cover claims by staff or volunteers so this is a valuable
protection and a goodwill coverage for those who make your theatre
operation possible. It can be used to cover anyone who gets paid;
salary, stipend, honorarium. etc. as well as volunteers but will not pay
in addition to Workers Compensation. Not a monoline option. Can only be
purchased in addition to a package policy.
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